Because we're a financial cooperative, we share a portion of our profits WITH OUR MEMBERS when we have a good year.  This year, that meant $5.8 MILLION back in 5,100 members' pockets in February. 

More than $63 MILLION in cash has gone back into Western Arkansas members' hands since 1997.  Patronage is based on total interest paid for the year, so it varies for each member depending on the size and specifics of their loan. 

15 consecutive years of PATRONAGE REFUNDS - one more reason we're not like other lenders! Members tell us they LOVE their Patronage checks. There's still time to become a member and start earning your own Patronage refund...call today and ask how!  

Our first photo contest was such a hit that we're repeating the contest this year!  It's your chance to capture digital images of the things that you love about rural, western Arkansas.  Farms and the farming lifestyle, rural life, livestock and animals, kids, families, fairs, rodeos, the natural beauty of the changing seasons, wildlife and scenery...the possibilities are endless!

Contest is open to current Farm Credit of Western Arkansas members (and their immediate family members).  NEW this year - TWO divisions.  YOUTH division (for photographers under age 18 at time photo was taken) and ADULT division (photographers age 18 and older at time photo was taken).  CASH prizes to top three winners in each division.

Last year, we used the winning and honorable mention photos from the contest to create our own, custom 2012 Western Arkansas calendar.  Ask your local branch offce for a copy.  We hope to create a similar 2013 calendar from this year's entries.   

All photos must be taken within Farm Credit of Western Arkansas territory (41-counties of western AR) and each entrant may submit up to 3 photos.  Entries will be judged by an independant, professional photographer with significant contest experience.   

See attached files (below) for complete rules and entry information.  QUESTIONS?  Call Jill Robertson at 877-968-6788; ex. 106. 

2012 Photo Contest RULES & INFO.pdf (715.60 kb)

2012 Photo Contest ENTRY FORM.pdf (239.12 kb)