Members love our home construction loans because we wrap the construction loan and final permanent mortgage into one easy closing. Saving you time and money! You'll know your permanent interest rate and payment before you break ground.
Lock-in a single, long-term fixed interest rate for both your home and land – all in one mortgage!
Who qualifies:
- Rural Residents - Home located in a town with a population of less than 2,500 or a rural subdivision. Any size acreage with the ability to generate $500 in annual gross farm income.
- Farmers - Gross farm income of $500, or enough land to produce $500 in farm income annually
Program Benefits:
Home construction loans remain in-house. We never sell loans to the secondary market. This means you'll always do business with your local Farm Credit office.
Variety of interst rate options, including long-term, fixed rates.
