Members love our home construction loans because we wrap the construction loan and final permanent mortgage into one easy closing. Saving you time and money!
At Farm Credit, you can also lock-in a single, long-term fixed interest rate for both your home and land – all in one mortgage!
- Farmers - Gross farm income of $500 or enough land to produce $500 in farm income annually.
- Rural Residents - Home located in a town with less than 2,500 in population, a rural subdivision, or on less than five acres, with no ability to generate $500 gross farm income.
Home construction loans remain in-house. We never sell loans to the secondary market. This means you'll always do business with your local Farm Credit office.