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Loans

Timber Loans

We share a deep understanding of the timber and forest products industries. With Farm Credit financing, you can expect a financial solution designed specifically for your timber operational needs by a team of industry experts.

Timber & Forestry Loans

Timber purchases may include:

  • Land purchases
  • Purchase of standing timber
  • Equipment purchases
  • Operating lines of credit
  • Chip mills, sawmills, and other processing facilities
  • Refinancing options
  • Other forestry-related purposes

We'll help you with long-term loans that match the age, or stage, of your growing timber and cutting plans.

Timber loan terms typically include:

  • Loan-to-value up to 65%. Possibly higher depending on borrower(s) capital position and quality and volume of timber to be harvested or offered as collateral. 
  • Equity – 50%, or greater. Capital and/or equity are key credit factors and, optimally, timber producers have 50%, or greater, equity.
  • Loan terms. Terms tailored to match the growth or maturity of timber stand, or harvesting plans.
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