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Aerial view of hay field

Ag Loans

Ag Loans

Financing agriculture

Most lenders don’t understand the cyclical nature of your business, but we do. We know what goes into building poultry houses, growing your cattle operation, or preparing for harvest.

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Understanding borrower needs since 1916

Farm Credit of Western Arkansas understands the needs of western Arkansas farmers, ranchers and rural homeowners. Most of our employees have agricultural backgrounds or ag degrees, and many own and operate farms themselves. Most importantly, we’ll tailor a loan to your farming operation and financial goals.

$11.7 MM Patronage Cash to members this year ($174.2 MM since 1996)
12,377 Total Stockholders
94% Small Farmers (less than $250K gross farm income)
60% Beginning Farmers (farming less than 10 years)
31% Young Farmers (age 35, and younger)
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Committed to rural western Arkansas

Supporting our local communities is a cornerstone of our cooperative business model. From cooking meals for exhibitors at the county fair, to sponsoring commodity group events and donating time, leadership and funds to youth programs of all types, you'll find Farm Credit and our employees engaged in your community.

SVP of Operations Andrea Leding was recently named the 2024 Perry McCourt Distinguished Alumna by Arkansas Tech Department of Agriculture & Tourism SVP of Operations Andrea Leding was recently named the 2024 Perry McCourt Distinguished Alumna by Arkansas Tech Department of Agriculture & Tourism. Andrea was recognized for her steadfast commitment to Arkansas Tech University and the Department. This award is named in memory of Perry McCourt, longtime Farm Credit employee, ATU alumnus, and dedicated supporter of the ATU Department of Agriculture. Our employee engagement group, Spark, recently visited River Valley Food 4 Kids! They donated food gathered by employees across our territory and volunteered in the warehouse. Our employee engagement group, Spark, recently visited River Valley Food 4 Kids! They donated food gathered by employees across our territory and volunteered in the warehouse. We had a great time attending the 2024 Arkansas Women in Agriculture conference! Since 2005, we have proudly partnered with Farm Credit Associations of Arkansas to sponsor this impactful event. We had a great time attending the 2024 Arkansas Women in Agriculture conference! Since 2005, we have proudly partnered with Farm Credit Associations of Arkansas to sponsor this impactful event. Taylor Plugge, consumer loan officer in Clarksville, donated $500 to Clarksville Rotary Club through our Community Involvement Program. Over the past year, Taylor has played an active role in her organization. Pictured is Taylor participating in the Rotary Readers Program where she read once a week to the local primary and elementary school to promote the importance of literacy and reading at a young age. Taylor Plugge, consumer loan officer in Clarksville, donated $500 to Clarksville Rotary Club through our Community Involvement Program. Over the past year, Taylor has played an active role in her organization. Pictured is Taylor participating in the Rotary Readers Program where she read once a week to the local primary and elementary school to promote the importance of literacy and reading at a young age. In February, over 50 attendees from around the state gathered in Little Rock, Arkansas for the Future Legacy Young and Beginning Farmers Conference hosted by Farm Credit Associations of Arkansas. In February, over 50 attendees from around the state gathered in Little Rock, Arkansas for the Future Legacy Young and Beginning Farmers Conference hosted by Farm Credit Associations of Arkansas. The Farm Credit Associations of Arkansas were proud to be the title sponsor of the 2024 Arkansas FFA Convention in Hot Springs. The Farm Credit Associations of Arkansas were proud to be the title sponsor of the 2024 Arkansas FFA Convention in Hot Springs.
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