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Aerial view of hay field

Ag Loans

Ag Loans

Financing agriculture

Most lenders don’t understand the cyclical nature of your business, but we do. We know what goes into building poultry houses, growing your cattle operation, or preparing for harvest.

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Understanding borrower needs since 1916

Farm Credit of Western Arkansas understands the needs of western Arkansas farmers, ranchers and rural homeowners. Most of our employees have agricultural backgrounds or ag degrees, and many own and operate farms themselves. Most importantly, we’ll tailor a loan to your farming operation and financial goals.

$11 MM Patronage Cash to members this year ($162.5 MM since 1996)
12,148 Total Stockholders
94% Small Farmers (less than $250K gross farm income)
59% Beginning Farmers (farming less than 10 years)
31% Young Farmers (age 35, and younger)

Committed to rural western Arkansas

Supporting our local communities is a cornerstone of our cooperative business model. From cooking meals for exhibitors at the county fair, to sponsoring commodity group events and donating time, leadership and funds to youth programs of all types, you'll find Farm Credit and our employees engaged in your community.

12 women stand in front of balloon arch at Arkansas Women in Ag Conference The Farm Credit Associations of Arkansas are the premiere sponsor of the annual Arkansas Women in Agriculture Conference. Held in April, more than 300 women from across the state participated in the two-day event that featured keynote speakers, professional insight, and networking opportunities. Man stands with young male student holding FFA jacket To celebrate FFA Week, our Prairie Grove branch chose to make a difference for several FFA members in their community. Students were nominated by their ag teachers to receive an FFA jacket courtesy of Farm Credit. Pictured is Harlin Archer, Farmington FFA member, receiving his jacket. 25 people posing for photo. College students in the Minorities in Ag, Natural Resources & Related Services organization are in front. The Farm Credit Associations of Arkansas sponsored the annual Minorities in Agriculture, Natural Resources, and Related Sciences (MANRRS) luncheon and tour at the Arkansas Department of Agriculture. FFA Scholarship Presentation Caleigh Watlington, Magnolia loan officer, presented the 2023 Arkansas FFA Foundation Farm Credit of Western Arkansas scholarships to recipients Kelsey Roach from Moutain Home FFA and Riley Swofford from South Side Bee Branch FFA. Group of people stand in between timber stand Carl Kirtley, VP/ Market Development, is learning about the forestry industry through the Arkansas Forestry Association's Emerging Leaders Program. Six people in aprons Farm Credit provided lunch for the River Valley Beef Conference in Russellville.
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