Loans

When you’re just starting out as a farmer or entering the first couple years of operating your new farm business, you’re focused on running your operation right and building your business. We specialize in helping new, beginning and first-time farmers like you make sound financial decisions that work with your cash flow, not against it. Click here to get started.

• Young farmers = anyone age 35, or younger, at the time of loan request
• Beginning farmers = anyone who has never farmed or has been involved in farming 10 years, or less, at the time of loan request

Borrowers may qualify for one, or more, special loan considerations based on individual business plan and credit factors.  

• Modified credit standard for cash flow or repayment equity
• A discount or adjustment in interest rates
• Modified collateral standards for operating loans
• Payment of loan guarantee fees, if required
• First-time real estate or buyer credit
• Financial and farm management education and training requirements, if advised by a loan officer or Farm Credit